Smartphones are becoming the essential tool for all of your personal needs. Having one in your pocket can now get you on an airplane, buy you a cup of coffee or even now keep you from getting a ticket. Smartphones can be used to provide proof of auto insurance in Arizona or Idaho.
Imagine, it’s nighttime on a lonely stretch of highway, blue lights in your rear view mirror suddenly appear. You pull your car off to the side of the road. Flashing police lights flicker like in some television crime scene drama. Your mind races to prepare for the questions that are sure to follow, driver’s license, registration and proof of auto insurance where are they? The officer approaches the window cautiously as you begin to unbuckle your seat belt. “Can I see your smartphone please” he demands. This scenario may not be as farfetched as it sounds. A new trend to go paperless is taking hold worldwide and that trend is also taking place in law enforcement and the auto insurance industry as well.
Your smart phone may keep you from getting that ticket, at least in some states like Arizona and Idaho. They are the first two states in the country to begin using smart phone apps and tablet devices to prove you have the required auto insurance. Arizona Governor Jan Brewer signed the legislation for the bill (HB2677) on March 27, 2012 making it legal for citizens to pull out their smart phone, so they can show proof of insurance.
Insurance carriers admit that paper proof is not always what consumers want and the growing trend toward a paperless society reinforces this notion. The trade organization Property Casualty Insurers Association or PIC is pushing for paperless proof all across the country. Many government agencies are aware of how technology is changing in our everyday life and are now beginning to change current policies to adapt to those changes. As more and more insurance carriers begin to offer this option, it is hoped that the change in the law will cut down on erroneous citations for lack of proof of insurance.
“We hope Arizona and Idaho are the beginning of a trend across the country so that more states will allow the choice to use electronic proof of coverage,” said Kelly Campbell, PCI vice president.
The move away from paper is also a green move and other states considering similar laws to this one include Alabama, California and Colorado. If you are covered by Arizona auto insurance
or are seeking coverage you should checkout what the minimum requirements are for Arizona. Having the right auto insurance protection and a smartphone app at your side can keep you driving with the knowledge that you are protected in an emergency.